Digilo is suitable for business projects backed by real estate collateral. This includes development, renovation, expansion, working capital secured by property, or refinancing existing obligations.
After submitting all required documents, Digilo’s team completes the evaluation process. If the project is approved and published, funding is typically raised within days. Once the campaign reaches the target amount, pledge registered, funds are released to the borrower promptly through the regulated payment partner Lemonway.
Digilo’s team will guide you through the required steps and inform you if any additional documents are needed.
The interest rate is based on project risk, the quality and value of the collateral, loan structure, your business track record, and overall market conditions. Digilo applies a professional and consistent evaluation process to ensure fair and transparent pricing.
Yes. All Digilo loans are backed by real estate to ensure investor protection and responsible lending. Your project must include a property that can be pledged as collateral, and its value will determine the maximum loan size (up to 60% LTV).
If the project does not reach its funding target within the allowed period, the campaign is considered unsuccessful. No funds are released, and you can update the project details and reapply if you wish later.
No — the process is straightforward. You submit your project, upload the necessary documents, and answer a few clarifying questions. Digilo’s team handles the evaluation, prepares your listing, and guides you through every step to make the experience efficient and predictable.